FirstBank Insurance Agency Virgin Islands Inc

FirstBank, which is a well-capitalized institution under federal standards, operates 58 full-service branches including 12 branches in the U.S. and British Virgin Islands. On October 1, 2004, the Bank started operations in Coral Gables, Florida, through the establishment of a loan agency. In addition, FirstBank Insurance Agency operates 14 sales offices within FirstBank branches and other strategic locations. FirstBank has four subsidiaries with operations in Puerto Rico: First Leasing and Rental Corporation, a vehicle and daily rental company with nine offices in Puerto Rico; First Federal Finance Corp., a small loan company with 34 offices in Puerto Rico; First Mortgage Inc., a residential mortgage loan origination company with 29 offices in Puerto Rico; and FirstBank Overseas ( www.firstbankvi.com )