Aflac Incorporated

AFLAC is a leading provider of insurance sold on a voluntary basis at the worksite in the United States and the largest foreign insurer in Japan. Insuring more than 40 million people worldwide, AFLAC is the principal subsidiary of AFLAC Incorporated, an international holding company based in Georgia. At year-end 2002, the corporation's total assets were more than $45 billion, with annual revenues of more than $10.2 billion. A Fortune 500 Company, AFLAC is a leading writer of voluntary insurance coverage marketed at the worksite in the United States, offering policies to employees at more than 300,000 payroll ( www.aflac.com )